Life Insurance

Life insurance is a key component of a solid financial plan. Whether you’re starting a family, building wealth, or planning your legacy, the right life insurance policy can provide financial protection and peace of mind for the ones you love.
Why Life Insurance Matters
Life insurance serves different purposes depending on your stage of life. Earlier in life: It helps replace lost income and provides financial security for your dependents. Later in life: It can support estate planning, offer tax-free retirement income, or assist with business succession planning.
Term Life Insurance
Provides coverage for a specific period (typically 10, 20, or 30 years). It’s usually the most affordable option and is ideal for temporary needs.
Permanent Life Insurance
Offers lifelong protection—or coverage up to a certain age—along with features like cash value accumulation. Common types include:

• Whole Life
• Guaranteed Universal Life (GUL)
• Indexed Universal Life (IUL)
• Variable Universal Life (VUL)

Each type offers unique benefits depending on your goals, risk tolerance, and financial plan.
Choice One Brokers partners with top-rated carriers to give you access to competitive, high-quality products from trusted names in the industry.
Take the Next Step
Protect your family’s future and strengthen your financial strategy. Contact us today to explore your life insurance options and create a plan that fits your needs.